Mr Anderson is Head of Structured Finance, Guidance Financial Group, and has over 30 years of professional experience in the mortgage finance sector. Mr Anderson served as the Executive Vice President, Chief Operating Officer of Ginnie Mae, a wholly owned US government corporation, from July 1996 to October 2004. In recent years, Mr Anderson has been called upon to advise numerous foreign governments in Africa, Asia, Central and South America, seeking to develop their primary and secondary mortgage markets. From 1971 to 1979, Mr Anderson was a Financial Analyst for the New Communities Administration in the US Department of Housing and Urban Development, responsible for underwriting applications for loan guaranties up to US$50 million for large-scale, mixed-use land development projects. Mr Anderson is a Year 2000 recipient of the Presidential Distinguished Rank Award, the highest award given to members of the Senior Executive Service. He holds a BA in business from Loyola University of Chicago, an MBA in Finance from the University of Chicago; and was a PhD candidate in Management Science (economics & finance) at the University of California, Los Angeles.