Mr Baharum, based in Kuala Lumpur, is Associate Director, Institutional Business and Product Development at Guidance Investments and has been involved in the development and structuring of Shariah-compliant financing products and investment funds. This included the structuring of a Shariah compliant home financing product in the US, the development of the first Shariah-compliant mortgage backed securities fund and a US multifamily residential ijarah lease finance program, as well as a China residential property development fund. Prior to this, he was with Islamic Capital Technology, an Islamic finance advisory firm. With more than 14 years experience in the financial services industry, Mr Baharum initially trained as an equity investment analyst at Prudential Portfolio Managers in London, before later moving into fund management with Prudential in Kuala Lumpur. In 1997, he joined the equity research team of a securities firm and specialized in the telecommunications, media and transportation sectors. In 1999, Mr Baharum joined a boutique financial advisory firm, Libra Capital Partners, where he was involved in several corporate finance and restructuring exercises of private and multinational companies. Mr Baharum holds a BA in Accounting & Finance from Lancaster University, UK.